What An Idiot I Am!

Let me see if I understand any of this. If I went out today and drove off the dealer’s lot with a 2009 Hummer H2 priced at $60,900 for which I paid nothing down but agreed to repay the loan over 60 months during which time the APR increased by 10% annually, and then I discover that the cost of gasoline (what do you know? no one seems to be able to provide the mpg :-) added to the ever-increasing loan payments makes it unaffordable, I lose the Hummer while the dealer goes to Uncle Sam and asks to be reimbursed the whole amount because otherwise it’s going to go out of business—because it's done the same stupid thing with a million other stupid people like me—have I got this about right? Oh, I’m sure I don’t, because I’m just a godless, bleeding heart, tree-hugging, nigger-and-queer-loving, Prius-driving, abortion-promoting liberal. Those of you who believe in one had better start praying to God that we re-elect all the folks who got us into this mess in the first place, because it’s clear they understand much better than I.